Auto insurance can be a complicated matter. Many people do not understand how they are covered or what to do if they need to utilize their insurance. Discover the basic types of car insurance below and find out how to obtain the coverage you need.
- Collision Coverage – This is the basic insurance that covers your vehicle if you collide with something. This covers collisions with a variety of objects, such as other cars, a wall, a barrier or a bridge.
- Comprehensive Coverage – This covers anything that is not directly related to a collision. This includes theft, fire, hitting a deer, or vandalism, for example.
- Liability Coverage – This type of coverage is for damages when you are at fault in an accident and you damage someone else’s car or property. Liability coverage is often mandated by law, so it is important that you as the driver make certain you have an adequate amount.
- Medical Payments – This is also called PIP in some states. Medical payments insurance covers any injuries, to the driver or passengers, if an accident occurs while you are driving. Regulations vary from state to state, so make certain you are covered as needed.
Now that you have a better understanding of the different types of auto insurance, you are ready to find the right coverage. Titan Insurance LLC will allow you to compare quotes so that you can rest assured you are getting the best deal as well as the personal attention you deserve.